"El número cuatro es la Roth IRA. Si maximizas esta cuenta cada año, empezando en tus 20, e inviertes en fondos indexados, para cuando tengas 65 años, tendrás más de 1,9 millones de dólares libres de impuestos. Abrir una lleva 15 minutos y es una de las cuentas de inversión más potentes que existen." "Number four is the Roth IRA. If you max this account every year starting in your 20s and you invest in index funds, by the time you're 65, you'll have well over $1.9 million taxfree. It takes 15 minutes to open one up and it's one of the most powerful investing accounts out there."

… instead of financing that brand new one which cost you 35k over 72 months at a 7% interest rate. Not only are you going to save $3,400 in interest, your payments are going to be a lot lower as well. And a 3-year-old car is going to drive like a new one and most of the depreciation has been chipped away already. Number four is the Roth IRA. If you max this account every year starting in your 20s and you invest in index funds, by the time you're 65, you'll have well over $1.9 million taxfree. It takes 15 minutes to open one up and it's one of the most powerful investing accounts out there. And the idea with all of these items today, they all pay you back some way or another. But I would love to hear from you if I missed anything. What purchase do you think is mandatory for life? Let me know down below. …