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Dave Ramsey
Dave Ramsey
Autor · 23.06.2026 · I'm 66 With Nothing Saved For Retirement
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Pronóstico Economía 31.12.2036

Ahorros para jubilación y pago de casa

"Eso son 15.000 dólares al año. No es mucho. En 10 años, eso es solo 150.000, y eso solo se convertirá en unos 350 o 400.000. Eh, para la marca de los 10 años, lo que te hace tener 76 años con un par de cientos de miles de dólares y una casa pagada. Si pagas la casa en 10 años porque compras muy modestamente." "That's $15,000 a year. That's not much. In 10 years, that's only 150,000, and that will only become about 350 or 400,000. Uh by the 10-year mark, which makes you 76 years old with a couple of hundred thousand dollars in a paid-for house. If you pay the house off in 10 years because you buy very modestly."

(Traducción automática) · original en inglés

ℹ️ En resumenDave Ramsey explica que ahorrar el 15% de los ingresos durante 10 años podría generar entre 350 y 400 mil dólares para la jubilación, si al mismo tiempo se paga una casa modesta.

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We're behind. Um and so you know, I would think about getting a very very modest house or condo that I put on a 15-year or even a 10-year fixed-rate mortgage. >> Very modest. And that's after you save up a good down payment. Meanwhile, I would get start putting at least 15% of your income away for retirement. That's $15,000 a year. That's not much. In 10 years, that's only 150,000, and that will only become about 350 or 400,000. Uh by the 10-year mark, which makes you 76 years old with a couple of hundred thousand dollars in a paid-for house. If you pay the house off in 10 years because you buy very modestly. >> But that's 10 years of hard work and you know, you could end up with a couple of hundred two 300,000 and a paid-for house and if you just do those two things. But again, the house has to be super modest. >> Yes. >> I mean, like you're not proud of it, but it is yours. >> Right. I love it. There's hope. >> I'm so happy. >> You've made my day. >>

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