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Today, the replacement rate in Poland is 154%, which means that the pension is h...

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📅 13.01.2026 · Twoja emerytura to będzie tylko 30% ostatniej pensji!!! · 👁️ 23

"Today, the replacement rate in Poland is 154%, which means that the pension is half of the last salary, which is already low, but in 20 years the replacement rate will drop to 30%. In 25 years it will be only 25%." "Dziś stopa zastąpienia w Polsce 154% to oznacza, że emerytura wynosi połowę ostatniej pensji już to jest mało, ale za 20 lat stopa zastąpienia spadnie do 30%. Za 25 lat to będzie już tylko 25%."
🌐 (Machine-translated — original in Polish) · oryginał w języku polskim
🔮 Forecast 💰 Economy Long timeframe (over 5 years) AI Confidence: 90% Target: 13 Jan 2046 Assertiveness: high Source on YouTube

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Transcript excerpt

Oryginał w języku Polskim Open on YouTube

Twoja emerytura ZUS to będzie 30% ostatniej pensji. Inwestowanie to zatem jedyna szansa na zgromadzenie dodatkowych środków na emeryturę. Pokażę wam jak dramatyczna jest sytuacja. Dziś stopa zastąpienia w Polsce 154% to oznacza, że emerytura wynosi połowę ostatniej pensji już to jest mało, ale za 20 lat stopa zastąpienia spadnie do 30%. Za 25 lat to będzie już tylko 25%. To znaczy, że z pensji 10 000 zł zostanie wam na emeryturę tylko 2500 zł. Dlaczego? Starzenie się społeczeństwa mniej pracujących na jednego emeryta, niższa dziść, system emerytalny się sypie. Jedyne rozwiązanie budowanie własnego kapitału emerytalnego. Systematyczne inwestowanie przez 20, 30 lat. Dlatego mówię, inwestowanie to nie jest hobby, to

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